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Author Archives: Cherry Chan

Can You Deduct Travel Expenses in Canada?

“Can I deduct travel expenses, and if yes, then how?”, Realtors and small business owners often ask this question.  Generally speaking, you can deduct expenses that you incur to earn business income/rental income, subject to a bunch of exceptions, as specified in the Income Tax Act. Whether you are eligible to deduct a trip, you […]

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What’s the HST Rebate on New Home?

A HST rebate on a new home? Can your client potentially get one? Recently, a realtor asked, “how can builders avoid charging HST on new homes?” Another realtor also reached out to me, asking “the HST implications on buying assignments that are pre-construction homes”. There’s a lot of confusion when it comes down to HST […]

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Should You Buy or Lease a Car to Maximise Tax Deductions?

When you go to Buy a  Car, you get presented with various financing options with many car dealerships offering different promotions.  And purchasing a vehicle is a big investment and you want to make sure you are doing this correctly. If you finance the purchase of your vehicle, the business portion of the interest expense […]

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The Question asked by every Realtor: Brokerage or PREC?

As a Realtor is brokerage for you? Or is PREC your best bet? All ambitious realtors planning to take their businesses to the next level struggle with this question. These realtors already have a system running to generate consistent leads. They hire showing/buying/listing realtors and have a team building their empire.  And some realtors prefer […]

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How Realtors Maximize Tax Deductions on Gift Cards

As a Realtor, you may wonder if you can claim tax deductions on gift cards? If yes, then how? Generally speaking, any expenses you incur for the purpose of earning income are tax deductible. Subject to certain limitations as specified by the Income Tax Act, ofcourse. Limitations, such as subsection 67.1(1) of the Income Tax Act, […]

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10 Tax Deductions You Can Make As A Realtor

What tax deductions can you make as a Realtor? To understand Realtor Taxes we need to understand how realtors are categorized. Realtors, like many other professionals, can own their businesses or be hired as employees.   When you are an independent realtor, you are operating a business. Operating a business means that you are allowed to […]

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4 Factors to Decide Paying Yourself Salary vs Dividend from PREC

Now that you setup your PREC, should you pay yourself a salary or a dividend? As we all know, Personal Real Estate Corporation is considered a separate legal entity.  PREC can own assets, buy real estate, owe liabilities, sign contract, etc.  PREC is essentially a legal person.  This also means that the PREC must file […]

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Building Your Real Estate Team: What I Learned From Finding A Live-In Nanny

Hello to all you real estate investors and real estate professionals, I hope everyone had a wonderful Thanksgiving with their families this past weekend. Robin and I were at the Rock Star Inner Circle Member Event this past Saturday learning about real estate investing with Fundrise and another 400 + hardcore real estate investors who […]

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HOW TO RECORD A PROPER AUTOLOG TO MAXIMIZE AUTOMOBILE EXPENSE DEDUCTIONS

I had an excellent week up north at a friend’s cottage. She recently bought a cottage so that her kids, raised in the city, could get to enjoy the outdoor and not be afraid of bugs and snakes and turtles. ? I got to slack off for a week (sort of) and now I am […]

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JUDGE PROVIDES INTERESTING COMMENTS DURING A COURT CASE ON UNREPORTED CONDO SALE

Kids are cute and unpredictable. But they’re kids only once. I am not perfect.  I am far from perfect. A client of mine and I were in a self-learning seminar earlier this week.  I shared part of my everyday struggle with the group. At the end of the session, she said to me, “I didn’t […]

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